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Best U-Factor and SHGC for Windows in Ocala, Florida

Data updated October 12, 2026.

ENERGY STAR Version 7.0 places Ocala, FL in its Southern climate zone. ENERGY STAR windows for that zone need a U-factor of 0.32 or lower and an SHGC of 0.23 or lower. Both ratings appear on the window's NFRC label. In the GlassBase heating and cooling model, replacing a single-pane window with one at these limits saves 602 kWh per window per year in Ocala. Upgrading a double-pane window to the same limits saves 403 kWh.

A window with a lower U-factor than the limit loses less heat than one at the limit. Before you buy, confirm the product's certified ratings on its NFRC label or in the ENERGY STAR Product Finder.

What matters most for windows in Ocala

In Ocala, most of the modeled saving comes from cooling: 519 kWh of cooling load against 83 kWh of heating load per window per year, for a single-pane to ENERGY STAR upgrade. SHGC measures how much solar heat the window lets in. A lower SHGC means less heat for the air conditioner to remove.

ENERGY STAR assigns climate zones by state and county, and in some places by ZIP code. Building energy codes use a separate map, the IECC climate zones, with their own window requirements. Your local building department can tell you which code applies to your project.

Modeled savings per window per year in Ocala

One window of 39 × 59 in (1 × 1.5 m), averaged over eight facing directions. Weather: the nearest TMY3 weather station.

Upgrade Heating saved, kWh/yr Cooling saved, kWh/yr Total, kWh/yr Natural gas saved, therms/yr
gas furnace
Heat pump + AC, $/yrGas furnace + AC, $/yr
Single-pane → double-pane 831182013.3 1115
Single-pane → ENERGY STAR (Southern) 835196023.4 3640
Double-pane → ENERGY STAR (Southern) 34014030.1 2525

Dollar figures use Florida average prices, not your utility's rate. Electricity $0.1524/kWh: Florida residential average, 2025. Source: U.S. EIA, Electric Power Monthly, Table 5.6.B, residential sector, year-to-date through December 2025, retrieved 2026-10-06. Natural gas $2.49/therm: Florida residential average, 2025. Source: U.S. EIA, Natural Gas Prices: price delivered to residential consumers, and heat content of natural gas delivered to consumers, 2025, retrieved 2026-10-06. Heat pump COP 3.2, air conditioner COP 2.5, gas furnace efficiency 85%.

The single-pane and double-pane windows use values from the calculator's reference-window table; the ENERGY STAR window is at the Southern zone limits. kWh here measures heat, not electricity on a bill. Air leakage and the rest of the house are not modeled. Model version tmy3-hourly-iso13790/f4822a26309b, data run October 12, 2026. How the model works.

Savings by window facing in Ocala

For a single-pane to ENERGY STAR upgrade, the model saves 700 kWh per window per year on SW-facing walls. On N-facing walls it saves 476 kWh.

FacingHeating saved, kWh/yrCooling saved, kWh/yrTotal, kWh/yr
N109367476
NE97444542
E72530601
SE61552613
S61548609
SW74626700
W88606694
NW105478584

Payback of each upgrade in Ocala

Calculate savings for your windows in Ocala

Looking for a company to supply or install them? GlassBase lists 3 companies in Ocala.

Compare states: window energy savings by state. All of Florida: U-factor and SHGC for Florida.

Frequently asked questions

What U-factor and SHGC should windows in Ocala have?

For ENERGY STAR Version 7.0 in the Southern zone, which covers Ocala, the U-factor must be 0.32 or lower and the SHGC 0.23 or lower. A window with a lower U-factor than the limit loses less heat. Check the numbers on the NFRC label of the exact product you are quoted.

How much energy can new windows save in Ocala?

In the GlassBase heating and cooling model, one window of 39 × 59 in (1 × 1.5 m) saves 201 kWh per year going from single-pane to double-pane, and saves 602 kWh going from single-pane to ENERGY STAR. At Florida's 2025 average prices from the U.S. Energy Information Administration (EIA), the single-pane to ENERGY STAR upgrade is worth about $36 per window per year with a heat pump. For your own windows, sizes and facings, use the calculator.

Is the ENERGY STAR zone the same as the building code climate zone?

No. ENERGY STAR uses four zones of its own, assigned by state and county. Building energy codes use the IECC climate zones, a separate map with its own window requirements. A window can meet one and not the other, so check both if your project needs a permit.