Best U-Factor and SHGC for Windows in Missouri
Data updated October 12, 2026.
ENERGY STAR Version 7.0 splits Missouri into 3 climate zones: North-Central, Northern, South-Central. The limits for each are in the table below. Check your address with the ENERGY STAR climate zone finder.
| ENERGY STAR zone | U-factor | SHGC |
|---|---|---|
| North-Central | 0.25 or lower | 0.40 or lower |
| Northern | 0.22 or lower | 0.17 or higher |
| South-Central | 0.28 or lower | 0.23 or lower |
Across Missouri, in the GlassBase heating and cooling model, replacing a single-pane window with an ENERGY STAR window saves 552 kWh per window per year. Upgrading a double-pane window saves 222 kWh.
In the Northern zone, the SHGC limit is a minimum, not a maximum. ENERGY STAR also lets a window with a slightly higher U-factor qualify if its SHGC is high enough to collect more winter sun. See window energy ratings in the US for the full table.
What matters most for windows in Missouri
In Missouri, the modeled heating and cooling savings are of similar size: 323 kWh of heating load and 229 kWh of cooling load per window per year, for a single-pane to ENERGY STAR upgrade. Both ratings count here: U-factor for heat passing through the window, SHGC for solar heat coming in.
Results vary inside the state; see the city table below.
Modeled savings per window per year across Missouri
One window of 39 × 59 in (1 × 1.5 m), averaged over eight facing directions. Weather: 37 TMY3 weather stations.
| Upgrade | Heating saved, kWh/yr | Cooling saved, kWh/yr | Total, kWh/yr | Natural gas saved, therms/yr gas furnace |
Heat pump + AC, $/yr | Gas furnace + AC, $/yr |
|---|---|---|---|---|---|---|
| Single-pane → double-pane | 262 | 68 | 330 | 10.5 | 15 | 19 |
| Single-pane → ENERGY STAR (each location's zone) | 323 | 229 | 552 | 13.0 | 26 | 31 |
| Double-pane → ENERGY STAR (each location's zone) | 61 | 161 | 222 | 2.5 | 11 | 12 |
Dollar figures use Missouri average prices, not your utility's rate. Electricity $0.1349/kWh: Missouri residential average, 2025. Source: U.S. EIA, Electric Power Monthly, Table 5.6.B, residential sector, year-to-date through December 2025, retrieved 2026-10-06. Natural gas $1.46/therm: Missouri residential average, 2025. Source: U.S. EIA, Natural Gas Prices: price delivered to residential consumers, and heat content of natural gas delivered to consumers, 2025, retrieved 2026-10-06. Heat pump COP 3.2, air conditioner COP 2.5, gas furnace efficiency 85%.
The single-pane and double-pane windows use values from the calculator's reference-window table. In Missouri, each location uses the limits of its own ENERGY STAR zone (North-Central, Northern, South-Central). kWh here measures heat, not electricity on a bill. Air leakage and the rest of the house are not modeled. Model version tmy3-hourly-iso13790/f4822a26309b, data run October 12, 2026. How the model works.
Cities in Missouri
Modeled savings per window per year in Missouri cities with a GlassBase page.
| City | ENERGY STAR zone | Total, kWh/yr single-pane → ENERGY STAR | Total, kWh/yr double-pane → ENERGY STAR |
|---|---|---|---|
| Saint Louis | North-Central | 548 | 215 |
| Kansas City | North-Central | 549 | 222 |
| Springfield | North-Central | 547 | 220 |
| Saint Joseph | North-Central | 593 | 221 |
| Joplin | North-Central | 547 | 245 |
Payback of each upgrade in Missouri
Calculate savings for your ZIP code
Compare states: window energy savings by state.
Frequently asked questions
Which ENERGY STAR climate zone is my home in?
Missouri has 3 zones: North-Central, Northern, South-Central. ENERGY STAR assigns them by county, and in some places by ZIP code. The ENERGY STAR climate zone finder gives the zone for an address.
How much can new windows save in Missouri?
Across Missouri, for a single-pane to ENERGY STAR upgrade, the GlassBase heating and cooling model saves 552 kWh per window per year. At Missouri's 2025 average prices from the U.S. Energy Information Administration (EIA), the single-pane to ENERGY STAR upgrade is worth about $26 per window per year with a heat pump. Results differ from place to place; use the calculator for your ZIP code.
Is the ENERGY STAR zone the same as the building code climate zone?
No. ENERGY STAR uses four zones of its own, assigned by state and county. Building energy codes use the IECC climate zones, a separate map with its own window requirements. A window can meet one and not the other, so check both if your project needs a permit.