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Best U-Factor and SHGC for Windows in Jersey City, New Jersey

Data updated October 12, 2026.

ENERGY STAR Version 7.0 places Jersey City, NJ in its North-Central climate zone. ENERGY STAR windows for that zone need a U-factor of 0.25 or lower and an SHGC of 0.40 or lower. Both ratings appear on the window's NFRC label. In the GlassBase heating and cooling model, replacing a single-pane window with one at these limits saves 497 kWh per window per year in Jersey City. Upgrading a double-pane window to the same limits saves 179 kWh.

A window with a lower U-factor than the limit loses less heat than one at the limit. Before you buy, confirm the product's certified ratings on its NFRC label or in the ENERGY STAR Product Finder.

What matters most for windows in Jersey City

In Jersey City, most of the modeled saving comes from heating: 334 kWh of heating load against 163 kWh of cooling load per window per year, for a single-pane to ENERGY STAR upgrade. U-factor measures how fast heat passes through the window. A lower U-factor means less heat lost in winter.

ENERGY STAR assigns climate zones by state and county, and in some places by ZIP code. Building energy codes use a separate map, the IECC climate zones, with their own window requirements. Your local building department can tell you which code applies to your project.

Modeled savings per window per year in Jersey City

One window of 39 × 59 in (1 × 1.5 m), averaged over eight facing directions. Weather: 2 TMY3 weather stations.

Upgrade Heating saved, kWh/yr Cooling saved, kWh/yr Total, kWh/yr Natural gas saved, therms/yr
gas furnace
Heat pump + AC, $/yrGas furnace + AC, $/yr
Single-pane → double-pane 2714731810.9 2319
Single-pane → ENERGY STAR (North-Central) 33416349713.4 3833
Double-pane → ENERGY STAR (North-Central) 621171792.5 1514

Dollar figures use New Jersey average prices, not your utility's rate. Electricity $0.2263/kWh: New Jersey residential average, 2025. Source: U.S. EIA, Electric Power Monthly, Table 5.6.B, residential sector, year-to-date through December 2025, retrieved 2026-10-06. Natural gas $1.37/therm: New Jersey residential average, 2025. Source: U.S. EIA, Natural Gas Prices: price delivered to residential consumers, and heat content of natural gas delivered to consumers, 2025, retrieved 2026-10-06. Heat pump COP 3.2, air conditioner COP 2.5, gas furnace efficiency 85%.

The single-pane and double-pane windows use values from the calculator's reference-window table; the ENERGY STAR window is at the North-Central zone limits. kWh here measures heat, not electricity on a bill. Air leakage and the rest of the house are not modeled. Model version tmy3-hourly-iso13790/f4822a26309b, data run October 12, 2026. How the model works.

Savings by window facing in Jersey City

For a single-pane to ENERGY STAR upgrade, the model saves 534 kWh per window per year on NW-facing walls. On S-facing walls it saves 451 kWh.

FacingHeating saved, kWh/yrCooling saved, kWh/yrTotal, kWh/yr
N389123512
NE372137509
E325161487
SE288171459
S277174451
SW300194493
W340190529
NW379155534

Payback of each upgrade in Jersey City

Calculate savings for your windows in Jersey City

Looking for a company to supply or install them? GlassBase lists 5 companies in Jersey City.

Compare states: window energy savings by state. All of New Jersey: U-factor and SHGC for New Jersey.

Frequently asked questions

What U-factor and SHGC should windows in Jersey City have?

For ENERGY STAR Version 7.0 in the North-Central zone, which covers Jersey City, the U-factor must be 0.25 or lower and the SHGC 0.40 or lower. A window with a lower U-factor than the limit loses less heat. Check the numbers on the NFRC label of the exact product you are quoted.

How much energy can new windows save in Jersey City?

In the GlassBase heating and cooling model, one window of 39 × 59 in (1 × 1.5 m) saves 318 kWh per year going from single-pane to double-pane, and saves 497 kWh going from single-pane to ENERGY STAR. At New Jersey's 2025 average prices from the U.S. Energy Information Administration (EIA), the single-pane to ENERGY STAR upgrade is worth about $38 per window per year with a heat pump. For your own windows, sizes and facings, use the calculator.

Is the ENERGY STAR zone the same as the building code climate zone?

No. ENERGY STAR uses four zones of its own, assigned by state and county. Building energy codes use the IECC climate zones, a separate map with its own window requirements. A window can meet one and not the other, so check both if your project needs a permit.