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Best U-Factor and SHGC for Windows in Tennessee

Data updated October 12, 2026.

ENERGY STAR Version 7.0 splits Tennessee into 2 climate zones: North-Central, South-Central. The limits for each are in the table below. Check your address with the ENERGY STAR climate zone finder.

ENERGY STAR zoneU-factorSHGC
North-Central0.25 or lower0.40 or lower
South-Central0.28 or lower0.23 or lower

Across Tennessee, in the GlassBase heating and cooling model, replacing a single-pane window with an ENERGY STAR window saves 524 kWh per window per year. Upgrading a double-pane window saves 244 kWh.

What matters most for windows in Tennessee

In Tennessee, the modeled heating and cooling savings are of similar size: 242 kWh of heating load and 282 kWh of cooling load per window per year, for a single-pane to ENERGY STAR upgrade. Both ratings count here: U-factor for heat passing through the window, SHGC for solar heat coming in.

Results vary inside the state; see the city table below.

Modeled savings per window per year across Tennessee

One window of 39 × 59 in (1 × 1.5 m), averaged over eight facing directions. Weather: 18 TMY3 weather stations.

Upgrade Heating saved, kWh/yr Cooling saved, kWh/yr Total, kWh/yr Natural gas saved, therms/yr
gas furnace
Heat pump + AC, $/yrGas furnace + AC, $/yr
Single-pane → double-pane 208722808.4 1213
Single-pane → ENERGY STAR (each location's zone) 2422825249.7 2526
Double-pane → ENERGY STAR (each location's zone) 342102441.4 1213

Dollar figures use Tennessee average prices, not your utility's rate. Electricity $0.1318/kWh: Tennessee residential average, 2025. Source: U.S. EIA, Electric Power Monthly, Table 5.6.B, residential sector, year-to-date through December 2025, retrieved 2026-10-06. Natural gas $1.16/therm: Tennessee residential average, 2025. Source: U.S. EIA, Natural Gas Prices: price delivered to residential consumers, and heat content of natural gas delivered to consumers, 2025, retrieved 2026-10-06. Heat pump COP 3.2, air conditioner COP 2.5, gas furnace efficiency 85%.

The single-pane and double-pane windows use values from the calculator's reference-window table. In Tennessee, each location uses the limits of its own ENERGY STAR zone (North-Central, South-Central). kWh here measures heat, not electricity on a bill. Air leakage and the rest of the house are not modeled. Model version tmy3-hourly-iso13790/f4822a26309b, data run October 12, 2026. How the model works.

Cities in Tennessee

Modeled savings per window per year in Tennessee cities with a GlassBase page.

CityENERGY STAR zoneTotal, kWh/yr
single-pane → ENERGY STAR
Total, kWh/yr
double-pane → ENERGY STAR
MemphisSouth-Central561298
NashvilleSouth-Central563279
MurfreesboroSouth-Central563279
ChattanoogaSouth-Central516259
ClarksvilleNorth-Central553225
FranklinSouth-Central563279
Johnson CityNorth-Central473179

Payback of each upgrade in Tennessee

Calculate savings for your ZIP code

Compare states: window energy savings by state.

Frequently asked questions

Which ENERGY STAR climate zone is my home in?

Tennessee has 2 zones: North-Central, South-Central. ENERGY STAR assigns them by county, and in some places by ZIP code. The ENERGY STAR climate zone finder gives the zone for an address.

How much can new windows save in Tennessee?

Across Tennessee, for a single-pane to ENERGY STAR upgrade, the GlassBase heating and cooling model saves 524 kWh per window per year. At Tennessee's 2025 average prices from the U.S. Energy Information Administration (EIA), the single-pane to ENERGY STAR upgrade is worth about $25 per window per year with a heat pump. Results differ from place to place; use the calculator for your ZIP code.

Is the ENERGY STAR zone the same as the building code climate zone?

No. ENERGY STAR uses four zones of its own, assigned by state and county. Building energy codes use the IECC climate zones, a separate map with its own window requirements. A window can meet one and not the other, so check both if your project needs a permit.